Money Topics

4 Ways Giving Makes You Better With Money

4 Ways Giving Makes You Better With Money

It sounds counterintuitive, right? Manage your money better by giving it away! However, there are some vital reasons why consistently giving makes us better financial managers. Before we get into those reasons, let’s clarify what we mean by giving. Giving does NOT include purchasing an item for someone on a credit card which you cannot pay off immediately. Borrowing money…

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The Money Talk with Aging Parents Every Adult Should Have

The Money Talk with Aging Parents Every Adult Should Have

Talking about money can be difficult. Even in the information age where we share nearly everything about ourselves, yet money still remains a sensitive topic. Talking about money with our parents may be even more daunting, but it’s critically important. Sometimes, we make assumptions about other’s financial situations and it’s not until an emergency or critical event occurs we realize…

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5 Reasons Car Loans Are A Bad Deal

5 Reasons Car Loans Are A Bad Deal

For most of the country outside of a few major metropolitan areas, cars are the primary mode of transportation. The car we choose and how we pay for it, however, can make a world of difference financially. According to the Federal Reserve Bank of New York, 107 million Americans had car loan debt in 2017. That’s about 43% of the…

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5 Lessons About Money You Didn’t Learn in School

5 Lessons About Money You Didn’t Learn in School

April is Financial Literacy Month and the purpose is to bring awareness to basic principles of personal finance. American children and adults routinely fail basic financial literacy questions and personal finance is not a part of the vast majority of schools’ curriculum. This month, however, we encourage you to take a step back and consider on a high level why…

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7 Ways to Maximize Your Income Tax Refund

7 Ways to Maximize Your Income Tax Refund

You take a few hours one weekend between February and April to pop numbers into your online tax prep software or prepare documents for your accountant. You don’t know whether you’re going to owe more to the government or get money back in the form of a tax refund.   Quick side note: Getting a large tax refund may sound…

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5 Topics All Couples Should Agree On Financially

5 Topics All Couples Should Agree On Financially

Let’s be honest, money is emotional and complex! It impacts nearly every aspect of our lives and most certainly impacts our relationships with our significant other. Since money is still such a taboo topic in our culture, miscommunications can create small cracks in the bonds of our relationships. Like a small crack in a windshield, it can expand over time…

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The #1 Killer of Wealth in America

The #1 Killer of Wealth in America

It’s not a surprise to hear stories these days about the middle-class shrinking. A big part of that trend has to do with the lack of sustained wage growth for decades. Families were essentially standing still financially while the tide of inflation continued to rise. The tide came in and many families are underwater. However, stagnant wages and inflation are not the full story…

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4 Reasons Financial Literacy is Essential 

4 Reasons Financial Literacy is Essential 

April is Financial Literacy Month! The purpose of Financial Literacy Month is to bring awareness to and promote the importance of establishing and maintaining financial healthy habits. Unfortunately, in our country, financial literacy has not been prioritized as an essential topic of learning in Public K-12 or higher education. Too many are left to fend for themselves when it comes to managing money. “College graduates spent 16 years gaining…

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