Money Topics

4 Reasons You Need to Start Investing

4 Reasons You Need to Start Investing

Let’s face it, for many investing is a difficult topic. The financial services industry has done an excellent job creating lingo and products that seem overly complex. Part of it is to justify their services; ‘If this investing stuff is too complex, give me your money and I’ll handle it for you!’ Technology is changing that dynamic and people are…

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Credit Cards – To Use or Not To Use

Credit Cards – To Use or Not To Use

Credit cards have dramatically changed consumers’ saving and spending habits. It would not be an exaggeration to say that credit cards have impacted personal finance as much as cell phones have impacted personal communication. Whether you are pro or anti-credit card, the impact of credit cards is indisputable, but it is important to understand common myths, as well as the…

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Renting Is NOT Throwing Money Away

Renting Is NOT Throwing Money Away

  There are many times when conventional wisdom is wrong, especially in personal finance. Many of us were sold on the American Dream of a house with a white picket fence, two cars, and a dog. Many people have discovered, the hard way, that if those dreams were heavily financed with debt the American dream can quickly become a nightmare.…

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