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5 Reasons Car Loans Are A Bad Deal

5 Reasons Car Loans Are A Bad Deal

For most of the country outside of a few major metropolitan areas, cars are the primary mode of transportation. The car we choose and how we pay for it, however, can make a world of difference financially. According to the Federal Reserve Bank of New York, 107 million Americans had car loan debt in 2017. That’s about 43% of the…

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The #1 Killer of Wealth in America

The #1 Killer of Wealth in America

It’s not a surprise to hear stories these days about the middle-class shrinking. A big part of that trend has to do with the lack of sustained wage growth for decades. Families were essentially standing still financially while the tide of inflation continued to rise. The tide came in and many families are underwater. However, stagnant wages and inflation are not the full story…

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4 Reasons Financial Literacy is Essential 

4 Reasons Financial Literacy is Essential 

April is Financial Literacy Month! The purpose of Financial Literacy Month is to bring awareness to and promote the importance of establishing and maintaining financial healthy habits. Unfortunately, in our country, financial literacy has not been prioritized as an essential topic of learning in Public K-12 or higher education. Too many are left to fend for themselves when it comes to managing money. “College graduates spent 16 years gaining…

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Baby on the Way! Financially Preparing for Maternity Leave

Baby on the Way! Financially Preparing for Maternity Leave

Thinking about having a child? Or maybe you’ve recently found out you’re pregnant! A range of emotions hit you – excitement, bewilderment, surprise, and anxiety – but after some time, your rational mind kicks in and asks, “Wait, can I even afford to have a child?” “How much should I save?” “Does my job even have paid maternity leave?” These…

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3 Money Lessons for Thanksgiving

3 Money Lessons for Thanksgiving

Thanksgiving is my favorite holiday. It’s a holiday with the least pretense or pomp and circumstance and is almost exclusively focused on family, gratitude and quality time (a.k.a. the things that really matter). That focus is also extremely important for our finances. There is no shortage of distractions when it comes to things we can do with our money, so…

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4 Money Lessons from the 2016 U.S. Presidential Election

4 Money Lessons from the 2016 U.S. Presidential Election

The 2016 Presidential Election was historic on multiple fronts. Two of the most unpopular candidates battled in one of the most contentious, divisive and unconventional campaigns in modern history. For some, the result was a deeply shocking and painful event, for others it was redemption for voices long ignored. In all, nearly 120 Million Americans voted and the popular vote…

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